23 calculators. No sign-up.
The same math lenders run, with every assumption on the page. Send any result to Lowi™ to talk it through.
Buy a home
Price range, the real monthly cost, and whether to rent or buy.
Mortgage calculator2 minYour full monthly cost: principal, interest, tax, insurance, HOA.Open →Affordability3 minHow much home your income, debts, and cash support.Open →Rent vs. buy5 minThe real cost of each over the years you plan to stay.Open →Borrowing power3 minConservative and aggressive max price side by side.Open →Payment calculator2 minPrincipal and interest for any loan amount, rate, and term.Open →Property cost lookup1 minPaste a listing link. Real taxes and HOA for that address.Open →
Refinance
Lower the payment, cut the interest, or pay it off sooner.
Refinance savings3 minMonthly savings and the month it pays for itself.Open →15 vs. 30 year2 minThe higher payment against the interest it saves.Open →Extra payment1 minInterest saved and years cut by paying a bit more.Open →Rate buydown3 minPoints or a temporary buydown: cost, savings, break-even.Open →
Plan
The deeper math behind any loan.
Amortization2 minEvery payment split into principal and interest.Open →ARM calculator3 minThe starting payment against the capped maximum.Open →DTI calculator4 minFront-end and back-end ratios against common guidelines.Open →Smart scenarios2 minSeveral loan options side by side at today’s rates.Open →Non-QM bank statement income5 minUpload 12-24 months of statements and see the qualifying income.Open →
Investors
A verdict on the deal, and the one number that would break it.
DSCR loan2 minRent coverage and the largest loan the rent supports.Open →Long-term rental3 minCash flow, cap rate, and cash-on-cash after every cost.Open →BRRRR4 minHow much cash the refinance hands back.Open →Fix and flip3 minProfit, the 70% rule, and the break-even sale price.Open →Short-term rental4 minBreak-even occupancy after platform fees and cleaning.Open →Multifamily4 minA rent roll from a duplex up to 75 units.Open →FHA self-sufficiency3 minHUD’s 75% rent test for a triplex or fourplex.Open →
Your home
The other costs of owning, starting with closing.