Skip to main content
KwaliPass™

One pass. Total leverage.

KwaliPass™ is your private, shareable pre-qualification. Fill in the basics once, then share it with the agent or lender you choose, only when you choose. No more re-entering the same details for every lender.

FreeAlways free for borrowers.
No SSN requiredStart with the basics.
You control sharingNothing goes out until you say so.
KwaliPass™● Pre-Qualified
Pre-Qual Up To$850,000
Home Purchase30-Yr Fixed20% DownPrimary Home
Phone verifiedShared only when you choose
Example pass

The anatomy of a pass.

More than a profile. A private, shareable pre-qualification that you control.

Verified contactWe confirm your phone number with a one-time code, so lenders and agents know they are reaching you.
Self-reported profilePre-qualify with the information you provide. Share one profile with any lender instead of re-applying a dozen times.
Buying power snapshotYour down payment, income, and debts in one place, with an estimated loan range you can share.
Private by defaultLenders only see your pre-qual range and high-level data until you grant explicit permission to share your full profile.
Traditional borrowing

“The process we're making obsolete.”

  • The same application, filled out again for every lender.
  • Your contact details sold and resold as a lead.
  • A PDF letter that's easy to ignore.
The KwaliPass™ way

“Instant leverage. Total privacy.”

  • Fill it in once. Share it anywhere.
  • Your number is never sold to lenders.
  • A QR code an agent can scan at the door.

Get your pass in 5 minutes.

  1. 1
    Tell us the basicsYour goal, property, down payment, and finances. Lowi™ AI estimates your loan range from what you share.
  2. 2
    VerificationConfirm your phone number with a one-time code.
  3. 3
    Ready to shareYour pass is issued. Share it with one click, or let an agent scan the QR code.
Generate my pass
A couple touring a bright living room with their agent
For realtorsVerified buyers only.Request the KwaliPass™ before you open a door. The new standard for serious home shopping.Realtor partners →
For lendersBorrowers who chose you.Connect with pre-qualified borrowers who shared their pass with you.Lender partners →

Claim your leverage.

Free. No SSN required. You decide who sees it.

Generate my KwaliPass™Ask Lowi™ first