Information we collect
- Account information: email address, phone number, and name.
- Usage data: calculator inputs and saved scenarios.
- Technical data: IP address, browser type, and device information.
How we use your information
- Provide and improve our mortgage calculation services.
- Send rate alerts and important account notifications.
- Ensure security and prevent fraud.
- Comply with legal obligations.
Cookies and tracking technologies
We list every cookie we use, by name, because you should know. The full table is in the Cookie Policy.
Essential cookies (always on)
kw_session, csrf_token: keep you signed in and prevent CSRF.kw_cookie_consent: remembers your cookie preferences.
Analytics cookies (off by default; on if you click Accept)
_ga, _ga_6T2XFGP14F: Google Analytics 4 (property G-6T2XFGP14F). Measures usage. Never sold.- LogRocket session replay (stored in your browser as
_lr_*): records page activity and site requests, with sign-in tokens removed, so we can find bugs. Linked to your account when you are signed in.
Advertising cookies (off by default; on if you click Accept)
_gcl_au, _gac_*: Google Ads conversion tracking (account AW-18181111518). Measures whether Kwalifai ads led you here.
Your rights
- Change your mind anytime via Cookie Preferences in the footer.
- Click Do Not Sell or Share My Personal Information in the footer for a one-click opt-out of advertising cookies.
- If your browser sends a Global Privacy Control signal, we treat it as Essential only: analytics and advertising cookies stay off, and you won’t see the cookie notice.
Data retention
- We retain your account data while your account is active.
- Saved calculations are stored until you delete them.
- You can request account deletion at any time.
Data sharing
- We do not sell your personal information to third parties.
- We may share data with service providers who assist in operations.
- We may disclose information if required by law.
Security
- We use industry-standard encryption to protect your data.
- All data transmission is secured with SSL/TLS.
- Access to your account requires authentication.