How It Works
How the AI works for you
From sign-up to confident decision, powered by AI every step of the way. No credit check, no sales calls, no commissions.
1
Tell the AI what you need
- Sign up with just your email — no SSN, no commitment
- Choose your loan type (mortgage live today)
- Set up in under 60 seconds
2
AI models your scenarios like a loan officer would
- See your real rate vs. your target rate
- Compare no-points, 1-point buydown, 2-1 buydown side by side
- Break-even math included — no spreadsheets, no jargon
3
Set your target. AI watches the market for you.
- Tell us your target rate
- Get notified when rates drop to your goal
- No need to check daily, no sales calls when it hits
4
You decide when to act. We never push.
- Clear numbers, side-by-side comparisons
- A complete picture of your options
- You're always in control
1
Tell the AI what you need
- Sign up with just your email — no SSN, no commitment
- Choose your loan type (mortgage live today)
- Set up in under 60 seconds
2
AI models your scenarios like a loan officer would
- See your real rate vs. your target rate
- Compare no-points, 1-point buydown, 2-1 buydown side by side
- Break-even math included — no spreadsheets, no jargon
3
Set your target. AI watches the market for you.
- Tell us your target rate
- Get notified when rates drop to your goal
- No need to check daily, no sales calls when it hits
4
You decide when to act. We never push.
- Clear numbers, side-by-side comparisons
- A complete picture of your options
- You're always in control
What You Get
Scenario Intelligence
- Buydown math with break-even analysis
- Real rate vs. target rate, side by side
- No spreadsheets, no jargon
Saved Scenarios
- Save and revisit any scenario anytime
- Compare options as rates change
- Access from any device, no commitment
Rate Watching
- Set your target rate once
- AI monitors the market for you
- Notified when your goal hits — no sales calls