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Reach pre-qualified borrowers
at the right rate.

KwaliPass borrowers set a target mortgage rate. You get the introduction the moment your offer matches — no cold calls, no commissions.

NMLS-verified partners only · Flat monthly fee

Rate match

6.25%target
Conventional
Active · CA · 740+ FICO

New match

6.10%target
VA
Just matched · TX

Applications open — NMLS-verified lenders only.

Verification completes in 1–2 business days. Pipeline goes live the same day your account activates.

Apply as a partnerTell us what you need

Rate-matched introductions

You only surface when your current rate meets or beats a borrower's target. Every introduction is a live opportunity — not a cold lead list.

Full pre-qual profile

Loan range, credit score band, eligible loan types, property state, and purchase timeline — before you make first contact.

Flat monthly fee

One predictable subscription. No per-lead charges, no commission splits. Budget is fixed regardless of volume.

How it works

From application to first introduction in days.

1

Apply and get NMLS-verified

Submit company info, NMLS ID, and licensed states. Our compliance team verifies credentials within 1–2 business days.

2

Set your rate sheet and states

In your partner dashboard, enter today's rates by loan type and the states where you lend. Rates sync daily at 6 AM ET — or update any time.

3

Receive rate-match alerts

Instant notification when a KwaliPass holder's target aligns with your offer. You reach out directly — no middleman.

Rate-match alerts

Instant push when a borrower's target aligns with your offer.

Export leads

Download your pipeline to CSV for any CRM or origination system.

Filter & search

Slice by loan type, state, FICO band, or loan range.

NMLS-verified badge

Your profile displays your NMLS ID, building borrower trust.

Ready to grow your mortgage pipeline?

Applications take under 5 minutes. Questions? partners@kwalifai.com

Apply as a partner