Buying a home.
Budgets, down payments, closing costs and the steps from pre-qualification to keys, in plain English.
Articles
Article · 7 min readSeller concessions and rate buydowns: how to use a buyer’s market →Why $10,000 toward your rate can beat a $10,000 price cut, and the limits by loan type.Article · 7 min readWhich closing costs can you shop for? →The fees you can shop, the ones you can’t, and how Texas title pricing works.Article · 7 min readHow much house can I afford? →How lenders size your budget, and the difference between approved and comfortable.Article · 6 min readIs 7% the new normal? Where mortgage rates are headed →Today’s rates in historical context, the latest forecasts, and how to act without guessing.GuideFirst-time home buyer guide →From budget to keys, in four phases.GuideLoan Estimate guide →Read all 3 pages and spot the fees you can shop.GuideClosing Disclosure guide →The 3-day rule, Section C, and tolerances.GuideTitle and settlement guide →What title insurance covers and how to shop it.