Smart Calculators & AI Rate Alerts

Two Powerful Tools for Smarter Mortgage Decisions

🧠 Smart Calculators

Multi-scenario analysis with live market rates. Compare all loan options instantly and make data-driven decisions.

🔔 AI Rate Alerts

Never miss the perfect rate. Get instant notifications when mortgage rates hit your target price.

🔔 AI-Rate Alerts by Lowi

Never miss the perfect mortgage rate again

Set your target rate and we'll notify you instantly when rates drop

Set Your FREE Rate Alert

Join thousands of smart borrowers monitoring rates 24/7

✅ No spam, only rate notifications

✅ Cancel anytime

✅ Secure & confidential

Why Use AI Rate Alerts?

⚡ Instant Notifications

Get alerted within minutes when rates hit your target, not days later when you check manually.

🎯 Precision Targeting

Set specific rate targets by loan type. No more guessing or checking rates daily.

💰 Save Thousands

Lock in optimal rates before they rise. Average savings of $200-400/month reported by users.

🧠 Smart Mortgage Calculators

Multi-scenario analysis with live market rates - Compare all your options instantly

📄 Mortgage Statement Analysis

Upload your current mortgage statement for instant AI-powered analysis and refinance opportunities

📄

Upload Your Mortgage Statement

Drag and drop your file here, or click to select

Supported formats: PDF, JPEG, PNG • Maximum file size: 10MB

Don't have your statement handy?

🤖 Chat with Lowi - Your AI Mortgage Expert

Ask about rate alerts, smart calculators, current rates, or mortgage guidance

🤖 Lowi - AI Mortgage Specialist

Ask about rates, alerts, calculators, or get mortgage guidance

Hello! I'm Lowi, your AI mortgage specialist focused on helping you with:

🧠 Smart Calculators - Multi-scenario analysis with live rates
🔔 Rate Alerts - Set up personalized rate monitoring
📄 Statement Analysis - Upload your mortgage for refinance opportunities
📈 Current Rates - Get today's market rates instantly

Try asking: "What's today's 30-year rate?" or "Set me up with a rate alert!"

📰 Mortgage Market News

Stay updated with rate trends, smart calculator insights, and industry news

About Kwalifai

Smart mortgage technology focused on two powerful tools: intelligent calculators and AI-powered rate monitoring.

🎯 Our Focus

Two core tools that deliver real value: Smart Calculators for instant scenario analysis and AI Rate Alerts for perfect timing.

🧠 Smart Technology

AI-powered rate monitoring and multi-scenario calculators with live market data for informed decision making.

📊 Licensing & Compliance

NMLS ID: 1666674

Licensed mortgage technology provider operating under all applicable federal and state regulations.

🔒 Data Security

Bank-level encryption protects your rate alerts, calculations, and personal information with industry-leading security standards.